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PSEC Dividend Calculator
Prospect Capital Corporation. Project monthly, quarterly and annual income, DRIP compounding, break-even and a year-by-year table. Runs in your browser; the numbers you enter live in the page URL so you can share or bookmark a result.
Prefilled with a 18.92% reference yield at $2.22 · as of 2026-09-15 · StockAnalysis. Edit any field.
| Dividends recovered | Time |
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| Year | Shares | Invested | Dividends | Cumulative | Value | Yield on cost |
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About PSEC
Prospect Capital is an externally managed business development company that lends to and invests in U.S. middle-market companies, with additional exposure to real estate and structured credit. It pays a monthly dividend, which has been reduced several times over its history, most recently in 2024. Its share price has traded well below net asset value for extended periods.
Type stock Sector BDC · diversified Pays monthly TTM dividend $0.42/share
How this calculator works
Shares bought is investment ÷ price. The dividend per share per payment is
price × yield ÷ 100 ÷ payments per year (12 for PSEC). For every payment the
calculator pays shares × dividend per share; with DRIP on it buys
payment ÷ current price more shares, and any annual contribution is split evenly across
the year's payments and also buys shares. The growth assumptions are converted to a per-payment rate so
that they compound to the annual figure you enter. Break-even is the first month at which the
dividends received so far reach 25%, 50%, 75% and 100% of the capital contributed to that point,
simulated out to 50 years. Yield on cost is the year's dividends divided by total capital contributed.
FAQ
- How much does PSEC pay per share?
- As of 15 September 2026 the reference figures from StockAnalysis were a 18.92% trailing-twelve-month yield at a share price of $2.22, which works out to about $0.42 per share a year, paid monthly (roughly $0.04 per month). The board sets each dividend, so check the issuer's latest declaration before relying on it.
- How many PSEC shares would it take to earn $1,000 a month?
- At the reference yield of 18.92% you would need about 28,570 shares, roughly $63,425 at $2.22 a share, to receive $12,000 a year. Set the initial investment to that amount in the calculator to see the projection. A higher yield needs fewer shares; a lower yield needs more.
- What does the DRIP toggle change?
- With DRIP on, each dividend buys more PSEC shares at the then-current price, so the next payment is slightly larger; the projection compounds 12 times a year. With DRIP off the dividends are counted as cash income and the share count only changes through your annual contributions.
- Is the PSEC yield in the calculator the forward or trailing yield?
- The prefilled figure is the trailing-twelve-month yield reported by StockAnalysis: the last twelve months of dividends divided by the price on 15 September 2026. If Prospect Capital Corporation has announced a dividend change since then, the forward yield will differ; replace the yield with (latest monthly dividend × 12) ÷ price to use the forward figure.
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Not financial advice. Reference figures as of 2026-09-15 from StockAnalysis; yields and prices change daily and dividends can be cut. Projections are arithmetic on your assumptions, not forecasts.